What every Local 43 member
needs to know about investing

Understanding the basics of investing can help you manage risk and make smarter choices




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Asset allocation and diversification does not ensure a profit and does not protect against loss in declining markets

Asset allocation and diversification does not ensure a profit and does not protect against loss in declining markets On December 31, 2020, Empower Retirement acquired the retirement business of Massachusetts Mutual Life Insurance Company. Following an initial transition period, Empower Retirement will become the sole administrator of this business. Empower Retirement refers to the products and services offered by Great-West Life & Annuity Insurance Company and its subsidiaries, including Empower Retirement, LLC. Empower Retirement is not affiliated with MassMutual or its affiliates.

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Securities, when presented, are offered and/or distributed by GWFS Equities, Inc., Member FINRA/SIPC. GWFS is an affiliate of Empower Retirement, LLC; Great-West Funds, Inc.; and registered investment adviser, Advised Assets Group, LLC. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice.
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IBEW Local No. 43 and Electrical Contractors Fringe Benefit Funds


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