Local 43 Monthly Newsletter

Accessing your retirement account
IBEW Local 43 & Electrical Contractors Annuity Fund

Welcome to your new retirement experience with Empower. It’s time to register your account so you can start using all the new planning features and tools available to you. You can register your account on the Empower website or the Empower mobile app. The new experience on the website and mobile app is designed to help you better plan and manage your finances. It includes a retirement planner, a savings planner, budgeting tools and more.

Here's how to register:

Visit empowermyretirement.com or download the Empower mobile app and choose Register.
Select the I do not have a PIN tab.
Enter your personal information and create a username and password.
Set up your account in English or español* and your communication preferences.
Select Sign in going forward.

Take a look at your plan fees and investment details

Select your plan (from left-hand menu).
Select Disclosure notices under Plan Information.
Select Current Investment Returns & Fee Comparison.

View all your finances in one secure place

As a part of your plan, your account dashboard gives you a real-time view of spending, saving, debt and more, so you can track, manage and plan all your financial priorities in one place.

Know your estimated monthly retirement income

See what your retirement might look like and what percentage of your goal you’re on track to reach.
Adjust the sliders to see how changes affect your savings in real time.
Put your savings in context.

See and understand your net worth

Your net worth is a good measure of where you stand at a point in time. The more accounts you link, the clearer view you’ll have of what you own (your assets) and what you owe (your liabilities).

Manage progress toward your goals

Your dashboard includes a progress meter and personalized next steps to help you reach your individual goals.

Easily and securely link other accounts

Advanced security measures are taken to protect your privacy and information and ensure your accounts can’t be viewed by your employer or the Fund Office.

Add your banking information

To ensure electronic distribution payments are made in a timely manner, add your personal banking information by clicking on the Account drop-down menu at the top of the screen, then choose your account and select Overview. Under Account Information on the left side of the screen, click on Manage Bank Accounts and Add Bank Account. After you add your banking information, scroll to the bottom of the screen and click I Agree and Submit. If you prefer not to provide your banking information, a check will be mailed to you.

Link your accounts

Click Link account on the left-hand side of the experience.
Click to agree to the terms and conditions.
Search for your financial institution or select one from the list. This is where you may also add your home value or add a portfolio to the account selected.
Once you select an account, you’ll be asked to log in.
After you enter your login information, click Link
Your account will now aggregate with your others, giving you a better look at your financial wellness.

Empower uses multiple layers of security in every component of our system to keep your accounts and your money safe — and your information private. Empower does not store your usernames and passwords

For questions, call 833-569-2433. Empower representatives are available weekdays from 8 a.m. to 10 p.m. and Saturdays from 9 a.m. to 5:30 p.m. Eastern time